Rent to Own Homes—Lease Option Program

If the bank told you “not yet,” we’re here to say yes to your future.

Our Rent-to-Own Program (also known as a lease option) gives you the power to move into your future home today—while giving you time to build credit, save for a down payment, or recover financially.

No banks. No waiting. Just a clear path to homeownership.

Your dream home doesn’t have to stay out of reach. With rent-to-own, it isn’t.

Rent-to-own lets you live in the home you want now—while working toward ownership. You lock in today’s purchase price and build equity with each payment.

This might be the right path if you:

• Have steady income but need time to improve your credit
• Want to secure today’s price before the market rises
• Are self-employed or recovering from a financial challenge
• Are ready for ownership—just not ready for a mortgage

1. Choose Your Home

Browse available rent-to-own listings—or tell us what you’re looking for and we’ll help you find it.

2. Move In with a Plan

Sign your lease and option agreement. A portion of your monthly rent will go toward your future down payment.*

3. Live While You Save

Build credit, save money, and enjoy the stability of living in your future home.

4. Buy When You’re Ready

You have the option (not obligation) to buy within 12 to 36 months—on your terms.

*Rent credits apply only if the purchase is completed.

• ✅Live in your future home now
• ✅ Lock in the purchase price up front
• ✅ A portion of rent applies to your future down payment
• ✅ Time to build credit or secure mortgage approval
• ✅ No bank qualification required to move in

“They believed in me before the bank ever would.”

— Maria D., First-time Buyer