Sell With Owner Financing

If you own property and are tired of managing it, owner financing may be a better long-term strategy. Renting can provide monthly income—but it also brings headaches: repairs, vacancies, difficult tenants, and ongoing costs like taxes and insurance.

With owner financing, you sell the property to a qualified buyer who makes monthly payments to you—with interest. You keep the income, but lose the stress. No more midnight maintenance calls, no dealing with tenants, and no ongoing property management.

It’s passive income without the hassle of being a landlord.

• No repairs, maintenance, or tenant drama
• No property management or turnover
• Buyer handles taxes and insurance
• Monthly income continues—with interest
• Buyer cares for the home like their own
• No vacancies or collection issues
• Potential to sell at a higher price with flexible terms

Many homeowners and investors think their only option is to sell and cash out—but that can mean big trade-offs: agent commissions, closing costs, and a large capital gains tax bill all at once. Plus, once the sale is done, the income ends.

Owner financing offers a smarter exit. Instead of walking away with a lump sum, you turn your property into a steady income stream—just like a lender. You may be able to sell at a higher price, defer capital gains taxes, and still walk away from the responsibilities of ownership.

• Earn more over time with interest
• Often sell at a higher price with flexible terms
• Defer capital gains taxes by spreading payments
• Avoid agent commissions and closing fees
• Maintain control through private, direct negotiations
• Ideal for retirement, passive income, or estate planning